ARIZONA HOME BUYERS
Get home.
We'll help
make it happen.
Need Help With Your Down Payment?
See what Arizona down payment assistance and grant options may be available to you.
- Options for first-time and repeat buyers
- Some programs offer 3.5% or 5% assistance
- Grant options available with no second lien
- Less-than-perfect credit? You may still have options
- Takes about 60 seconds
No obligation. Checking options does not guarantee approval.
See If You May Qualify
Arizona Down Payment Assistance May Be Closer Than You Think.
Answer a few quick questions. Takes less than 60 seconds. No obligation.
meet the chaidez team
the goal is TO FIND THE LOAN THAT FITS YOU.
Stephen J. Chaidez & Jennifer Chaidez
20+ Years of Wholesale Mortgage Experience
Regional Mortgage Specialist • NMLS #297456
Licensed in Arizona, California & Nevada
Call or Text • Evenings & Weekends Welcome
meet the chaidez team
the goal is TO FIND THE LOAN THAT FITS YOU.
20+ Years of Wholesale Mortgage Experience
Regional Mortgage Specialist • NMLS #297456
Licensed in Arizona, California & Nevada
Call or Text • Evenings & Weekends Welcome
Stephen J. Chaidez & Jennifer Chaidez
Real people. Local Arizona mortgage help.
Success Stories
“A Smooth and Stress-Free Experience”
“From the very beginning, the team made the home-buying process feel simple and manageable. They answered all my questions and helped me understand the available options. I’m so grateful for the support!”
— Sarah M.
“They Made Homeownership Feel Possible”
“I honestly didn’t think I would be able to afford a home, but the guidance I received made a huge difference. The process was straightforward, and I always felt like someone was there to help.”
— James R.
“Professional, Helpful, and Supportive”
“The team was incredibly helpful throughout the entire process. They explained everything clearly, kept me informed, and made me feel confident about moving forward with my home purchase.”
— Michael & Jessica T.
“They Made Homeownership Feel Possible”
“I honestly didn’t think I would be able to afford a home, but the guidance I received made a huge difference. The process was straightforward, and I always felt like someone was there to help.”
— James R.
Built Around Your Goals
More options. Less upfront stress.
Down Payment Assistance
Closing Cost Assistance
Forgivable Options
Manual Underwriting Available
First-Time & Repeat Buyers
1–4 Unit Primary Residences
Moderate Credit Options
Non-Occupant Co-Borrowers
The goal is simple: get you home.
You don’t need to figure out every option on your own. Let’s look at the
programs available for your situation and find a path that makes sense.
Your new home could start with a 60-second check.
See what down payment assistance options may be available to you.
Simple Process
From "maybe" to "let's go."
01
Check Your Options
Answer a few quick questions to see which programs may fit.
02
Talk It Through
Schedule a quick 5-minute conversation.
03
Find Your Path Home
Review your options and determine the next step toward purchasing.
Don't wait to find out if you qualify.
It takes less than 60 seconds to check your options.
Free 5-minute conversation • No obligation • No pressure
Successful AZ Home Loan Stories
“A Smooth and Stress-Free Experience”
“From the very beginning, the team made the home-buying process feel simple and manageable. They answered all my questions and helped me understand the available options. I’m so grateful for the support!”
— Sarah M.
“They Made Homeownership Feel Possible”
“I honestly didn’t think I would be able to afford a home, but the guidance I received made a huge difference. The process was straightforward, and I always felt like someone was there to help.”
— James R.
“Professional, Helpful, and Supportive”
“The team was incredibly helpful throughout the entire process. They explained everything clearly, kept me informed, and made me feel confident about moving forward with my home purchase.”
— Michael & Jessica T.
“They Made Homeownership Feel Possible”
“I honestly didn’t think I would be able to afford a home, but the guidance I received made a huge difference. The process was straightforward, and I always felt like someone was there to help.”
— James R.
One Application. Hundreds of Wholesale Loan Options.
Not every buyer fits into the same box.
We work with a broad network of wholesale lenders and programs, giving us the ability to compare options for borrowers with different credit, income, down payment and employment situations.
Your Options
Three programs. More ways to get home.
Explore down payment assistance options designed for different types of Arizona home buyers.
OPTION 2
Down Payment + Closing Cost Help
